MinuteRead
30 min
Loading…
Book summary
Premium summary · Opens in the app · 30 min read
Most real estate investors hit the same wall. They find a great deal, they know exactly what to do with it, and then they cannot fund it. The bank says no. The hard money lender wants too many points. Their own savings are already tied up in the last project. The deal dies.
**Author:** Matt Faircloth **Estimated Reading Time:** 45 minutes
**What You'll Learn** How to find, structure, and manage private capital from individual investors to fund your real estate deals. This book teaches the complete system for building a real estate business powered by other people's money, covering everything from finding your first investor to managing multi-million-dollar equity partnerships.
**Who This Book Is For** Real estate investors who have outgrown bank financing or want to scale beyond their own capital. Whether you are doing your first fix-and-flip or building a portfolio of rental properties, this book shows you how to attract private capital and structure deals that create genuine win-win outcomes for everyone involved.
Most real estate investors hit the same wall. They find a great deal, they know exactly what to do with it, and then they cannot fund it. The bank says no. The hard money lender wants too many points. Their own savings are already tied up in the last project. The deal dies. This is the moment when many investors realize that traditional financing is a ceiling, not a foundation. Banks have rigid criteria. Hard money is expensive. Lines of credit run dry. If you want to scale, if you want to take down larger deals, if you want to move fast when opportunity appears, you need a different source of capital entirely. Matt Faircloth discovered this early. In 2004, he and his wife Liz took a $30,000 loan from a family member to buy their first investment property. That single private loan became the seed of the DeRosa Group, which has since completed more than $30 million in real estate transactions and manages over 370 units along the East Coast. Every deal was funded by private capital from individual investors, not banks. The problem this book addresses is not just about money. It is about access, speed, flexibility, and relationships. Banks offer commodity products with fixed terms. Private capital offers partnership. It allows you to negotiate terms that make sense for the specific deal and the specific person providing the funds. It turns one-time transactions into long-term relationships that fund deal after deal. Why do so many investors struggle with this? Because raising money from individuals feels different from applying for a bank loan. It feels personal. It triggers fear of rejection. It raises questions about legal compliance, about what to say, about how to structure the deal so it is fair to everyone. Most investors simply do not know where to start or how to do it properly. Faircloth's approach is different because he treats private capital raising as a professional discipline, not a casual favor. He teaches you to see yourself as a Deal Provider,…
Continue reading in the MinuteRead app
Get the complete 30-minute summary of Raising Private Capital
Get the complete summary in the appPrivate capital comes from individuals and operates on relationships and negotiated terms, not rigid bank criteria.
You are a Deal Provider offering opportunity, not a borrower asking for a favor. Reframe the conversation entirely.
Build yourself before you build your investor base. Competence, character, and track record are what attract capital.
Start with your existing network. The people who already trust you are your most likely first investors.
Structure every deal around the specific needs of both parties. Match payment schedules to cash flow. Document everythin
Equity allows you to take on larger deals and build wealth alongside your investors. The operating agreement is your gov
"Raising Private Capital" is a strong fit if you want practical ideas around business, finance, self help, especially themes like private capital comes from individuals and operates on relationships and negotiated terms, not rigid bank criteria; you are a deal provider offering opportunity, not a borrower asking for a favor. reframe the conversation entirely. The MinuteRead summary distills these concepts into a focused read, whether you're deciding whether to buy the book or applying its lessons at work.
Matt Faircloth is a successful real estate investor and entrepreneur who co-founded the DeRosa Group with his wife, Liz, in 2005. Starting with a $30,000 loan in 2004, they have grown their company to manage over 370 units along the east coast. The DeRosa Group has completed more than $30 million in real estate transactions involving private capital, including various property types and investment strategies. Faircloth is an author and regular contributor to BiggerPockets, sharing his expertise …
View all summaries by Matt FairclothContinue Reading
Access the complete 30-minute summary and thousands more nonfiction books in the MinuteRead app.
Continue reading the complete summary in the MinuteRead app.
